Question 1

Is CredaFi live today?

Accepted Answer

Not yet. CredaFi is pre-launch. The platform is in active development and no wallet can be opened, funded or used today. Join the waitlist and we will invite you the moment onboarding opens in your corridor.

Question 2

How will CredaFi be regulated?

Accepted Answer

CredaFi is a technology company. Regulated activity — deposit-taking, payments, FX and settlement — is designed to run through licensed financial institutions under partnership agreements. Those agreements are in progress and we will name partners publicly once they are signed.

Question 3

Do I need to download an app?

Accepted Answer

No. CredaFi is your assistant inside the chat app you already use every day. Onboarding, payments, spending questions and support all happen in one thread — by text, image or voice note.

Question 4

How is my money kept safe?

Accepted Answer

Customer funds are designed to sit with licensed partner institutions, never on our balance sheet. Every instruction requires your approval, sensitive data is encrypted in transit and at rest, and every movement writes to an audit-ready ledger.

Question 5

Which countries will you support first?

Accepted Answer

Nigeria is our first market, followed by Ghana, Kenya and the UK remittance corridor. Expansion order follows partner licensing, not marketing convenience.

Question 6

Does the AI ever move money on its own?

Accepted Answer

Never. The assistant reads your message, image or voice note, prepares the instruction and explains it. Authorisation is human, every single time.

Question 7

How do partners integrate with CredaFi?

Accepted Answer

Banks, microfinance institutions, PSPs and distribution partners can request our integration brief. Reach the partnerships line on WhatsApp and we will share scope, controls and timelines.

Question 8

Are you hiring?

Accepted Answer

We hire operators who have run a market stall, a fintech and a compliance desk — sometimes all three. Send a note to our general enquiries inbox with what you want to build.

Straight answers, no small print.